Short answer: The "Money and chores" questions (Q11 to Q20) assume you already run a household. They sort people by how organised you are with cash, admin and repairs. In practice the real choice is between the middle options, because the lowest options are childhood jokes that almost no adult would pick.
I'm Muhammad Husnain Zahid. I run this site, and I noticed several of this category's problems when I wrote Is the Mental Age Test Fair? Here is how it is scored, what each group of questions measures, and where I think it misleads. All questions are on the full question list.
How this category is scored
Every question has four options, from the most carefree to the most organised. The first option is worth 9 to 13 points and the last 47 to 58. Picking the first option on all ten gives a category average of about 10, and the last option every time about 52. Picking at random would give about 30.
It is one category of ten, so it can move your final number by about four points at most.
Three kinds of question
Sudden money. Payday (Q11) and birthday cash or a work bonus (Q20). They work the same way: the first option is a child asking for sweets money (9 in both), and the last is money that was already allocated before it arrived (50 and 51).
Admin. Your calendar app (Q14), travel insurance (Q17), receipts (Q18) and a subscription that renewed by itself (Q19). The top options are about tracking: a calendar that runs your week (47), four insurance policies compared on a spreadsheet (50), a receipt filed in case of a return or tax question (52), every renewal tracked on a spreadsheet (49).
Doing and deciding. Washing-up (Q12), a faulty product (Q13), something breaking at home (Q15) and money on the pavement (Q16).
The question that separates people most is Q15. Its top option, "I already had the part in a drawer," is worth 58, the highest in the category, and the step from the third option to the fourth is 22 points. The ones that separate people least are Q14, Q17 and Q19, where that step is 12, 14 and 14.
Why the lowest options almost never get picked
Look at the first options: "Ask an adult if I can have some for sweets" (Q11), "What receipt" (Q18), "A what" (Q19), "Straight to the sweet shop" (Q20). These are jokes about being a child, and I suspect almost no adult chooses them. So the real choice sits among the second, third and fourth options.
Where I think it is unfair
It assumes an income and a home. A student, someone between jobs, or anyone who has never had a bonus has no honest answer to Q11, Q17 or Q20. The quiz puts the lack of those things at the young end, so life stage looks like mindset.
Honesty is scored as age. In Q16 the top option, handing found money in at the nearest shop, is worth 54, and "Finders keepers, obviously" is worth 10. But a child can hand money in and an adult can pocket it. Honesty is not an age.
Some scenes do not fit every country. I live in Lahore, and two of these felt strange to me: finding money on the pavement (Q16) and quoting the exact clause of a returns policy (Q13). If a scene does not match your life, pick the option closest to how you would really behave.
Tidy is not the same as mature. Filing every receipt is a habit. A warm, thoughtful person can still lose a receipt.
How to read your category average
In this category the four options average about 10, 22, 35 and 52. An average near 22 means mostly second options, near 35 mostly third, and near 50 mostly fourth.
- Low: money and chores are not a big part of your day yet, or you like to keep them loose.
- Middle: you handle things when they matter and let the rest slide.
- High: you track and plan. I plan my week, so I know how quickly this becomes second nature, and it says nothing deeper about a person.
If you are a student, expect a lower number here than your outlook deserves, and do not treat it as a flaw.
What this does not tell you
It does not measure how responsible, generous or wise you are, and it is not financial advice. It is a short quiz for fun and self-reflection. The age guide shows how the whole number is built. To see your own category averages, take the test. More categories explained: Feelings and fights, Body and habits, Screens and slang.
Sources and further reading
- How the number is built: the age guide.
- Every question and answer: the full question list.
Frequently asked questions
Why is my Money and chores score low if I am a student?
The questions assume an income, a home and regular bills. If you do not have those yet, your answers will sit toward the younger end through no fault of your mindset.
Which question separates people the most?
Q15, about something breaking at home. The step from the third option to the top option is 22 points.
Are the lowest options ever chosen?
Rarely. They are childhood jokes, like asking an adult for sweets money, so most real answers fall among the other three options.
Is this financial advice?
No. It is a short quiz for fun and self-reflection and says nothing about how well you manage money.